This week I attended a conference in Singapore devoted to mobile financial services. So what you may ask? Well, when I asked some speakers if anything had changed in three years they admitted, very little. Sure, we have those amazing success stories emanating from Africa about the banking of ‘the great un-banked’ and the awesome payment transfer systems that some Asian operators have introduced but, in general, revenues from mobile financial transactions have eluded most. I’m talking here about mBanking...